My Millennial Money

In today's Q&A we've got resident mortgage broker and friend of the show, Rachelle Kroon from Sphere Home Loans here to answer all of your burning questions about property loans! Rachelle shares what she's seeing on the ground in the mortgage space and gets into your questions around:

👉🏼 parental guarantees

👉🏽 saving a home deposit in your parent’s bank account

👉🏾 FHB concessions + eligibility if buying with a partner who has bought before

👉 the lending process for a land purchase and build 12 months later

👉🏿 investment property loan vs PPOR

👉🏻 using the equity in your home to purchase an investment

👉 how do banks factor in your age when providing loans

👉🏼 using the same mortgage broker for a PPOR & investment purchase

👉🏽 having an interest only loan for your investment property

👉🏾 refinancing - why and how do we do it?

👉🏿 how changing jobs affects lending

👉🏻 subdividing

👉 buying property in a trust structure

Need a broker in your corner for your next property purchase? Connect with the Sphere Home Loans team here.

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