Is It Efficiency and Prudence, Not Conflict?

Two thirds or something of banks that probably you wouldn't want to be invested in, just because the earnings level is too low. So i would be cautious about it. Ere suren not assets really. It's the consistency thaf matters. 16, it pays the act with alacrity an a crisis. I just meanbe quick, swift. 17, efficiency and prudence are in harmony, not conflict. The easiest way to fix an inefficient operation is to up a leverage. 18, run your business knowing it might be sunny, it might be stormy, or, in fact, it may be a hurricane. And be honest about how bad a hurricane might be.