In terms of knowing how much money is enough, there are calculators at most of the, well, really all of the really big asset management sites. So this is kind of like his minimum vible product. If he's crating an income stream, what's the minimum viable income stream he needs per year to get there? And then make it so that income stream is enough that it runs out then. The last thing i'll say about your question about whether to start buying rental properties. What i like about buying rental properties is that it provides some diversification. Now you can have another component of your portfolio that's diversified away from index funds.

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