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How Much You Need to Have Saved and Invested for FIRE (BY Decade!)

The Personal Finance Podcast

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How to Increase Your Savings Rate

The gap is the difference between how much you are spending and how much you earn. Most people will cut back a bunch of things that bring them actual value in order to try to pursue fire. What I want you to do is cut out the discretionary spending that does not bring you value, meaning spending that is not part of your needs.

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