The Importance of Investing in the Stock Market

The overall performance of a portfolio is about 94% determined by the overall macro asset mix. If you have an 80-20 stock bond portfolio or a 60-40 or a 100-0, it's largely going to perform the same as any other stock portfolio with that particular mix. So unless you fancy yourself a stock picker you'd be better off choosing a few good low-cost stock funds for that stock portion of your portfolio and then just sticking with those for the long haul.