The 80/20 Millionaire: The Few Habits That Create Most Millionaires
The Personal Finance Podcast
Why most millionaires are self‑made
Andrew asks about the inheritance myth and presents studies showing ~80% of millionaires built wealth themselves.
In this episode of The Personal Finance Podcast, Andrew shatters the biggest lie about millionaires—that they're born rich or got lucky—by revealing that 80% built their wealth from scratch, with teachers, engineers, and regular folks who never earned six figures proving you don't need a trust fund to win with money. He exposes how real millionaires actually live: driving Hondas instead of BMWs, using coupons, and putting 17% of their income into boring index funds while everyone else chases get-rich-quick schemes that keep them broke. This episode cuts through all the financial noise to show you the four simple habits that create 80% of millionaire results, proving that building wealth isn't about being smart or lucky—it's about doing a few basic things consistently while everyone else gets distracted by shiny objects.
Watch this episode on Youtube
Get The 80/20 Millionaire Guide Here.
How Andrew Can Help You:
- Listen to The Business Show here.
- Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
- Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
- Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
- Watch The Master Money Youtube Channel! ,
- Ask Andrew a question on Instagram or TikTok
- Learn how to get out of Debt by joining our Free Course
- Leave Feedback or Episode Requests here.
- Car buying Calculator here
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast
- Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
- Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
- Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
- Go to https://joindeleteme.com/PFP20/ for 20% off!
- Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
- Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP
- Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
- Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP
- Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!
Links Mentioned in This Episode:
Connect With Andrew on Social Media:
Free Guides:
- The Stairway to Wealth: The Order of Operations for your Money
- How to Negotiate Your Salary
- The 75 Day Money Challenge
- Get out Of Debt Fast
- Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices
The AI-powered Podcast Player
