315 retirement money mistakes
Dev Raga Personal Finance
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The Importance of Investing in Your Retirement Portfolio
The moral here is when I calculate how much money I need to retire on it's in today's dollars and not in later future dollars. Number seven is ignoring a sequence of returns risk. In episode 28 which I recorded way back in 2019 seems like Yonk's away now I discuss this concept. Basically what this means is that the timing of your retirement and the initial returns on your portfolio in the first few years of your retirement may make or break your retirement.
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