315 retirement money mistakes
Dev Raga Personal Finance
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The 4% Rule and the Rule of 25
The 4% rule means you can withdraw that amount of money reliably from your portfolio every year for expenses and still be okay for your retirement. A lot of people think Australia has a universal healthcare system which is called Medicare but we technically don't. Australians still need to pay out-of-pocket expenses to see healthcare professionals as an outpatient or in their clinic because a Medicare rebate doesn't cover the cost of the consult. Planning for healthcare is really important.
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