What's the Difference Between Good and Bad Interest Rates?

I think a lot of people, you made a really good point about like time in the market. So it's like if we spend five 10 years paying off debt, that's five 10 years of compound interest that we're not earning. And just paying it all off if it's a low interest rate just really doesn't make sense in the long run. I again, I think for somebody who's in extreme debt, this could be helpful for them to fully get out of debt and not go backwards.