
Budget special: energy, tax, childcare, pension and Help to Save
The Martin Lewis Podcast
The Advantages of Not Using a Credit Card
There are a couple of problems on using cash if we talk about it from a financial sense. The first is that you can get rewards for paying on a card. On a card you have lots of different types of protection. If I'm buying something unnecessary, move the same amount to savings. Don't deny myself something like an Xbox or festival tickets but if I'm going to indulge, make sure I also have something to show for it. It helped me save and I avoided some silly purchases because of it. Only take a basket if you have planned to buy enough things to fill a basket. Know where every penny goes so you can't kid yourself,. I pay for everything with a card
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