The Future of AI

Oki: I would say 90% of the intelligence on our platform is non-AI intelligence. So again, there's no AI needed. Yes, some fancy maths and some other linear programming, et cetera. But certainly there's a lot of intelligence that can be done without AI. And we just want to simplify it to the user and say like, oh, you need to pay yourself, say, $5,000 a month in retirement. And given where you are with your finances right now, the best you can do is you can get to $4,000 of retirement income. Oki: My early thoughts around AI is going to be the sort of one solution