Is There a Market Place for Home Loans?

Yesi: I think there have been a lot of theoretical ideas around mortgages that tat basically the you're never under water on them, which is an interesting concept. The idea that the value of whatever lend or loan is basely fluctuates with the value of the house itself is one i think lending in general are very interesting new opportunities for new capital bases. Yesi what else do you see this being applied to? You mention, kind of like some of these old models just being completely rethought. Do you see this applicable to other industries? Lutely, i think in the home lending industry.