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Keeping it Simple | Ep. 49: Sins of Commission — Did We Create a Subprime Crisis?

Keeping it Simple with Simplify Asset Management

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Shifts in Credit Dynamics and Consumer Debt

This chapter explores the changing landscape of credit markets with a focus on FHA disclosures, foreclosure activities, and evolving policies affecting delinquency rates. It also discusses the implications of student loan repayment policies on financial reporting and consumer cash flow, highlighting potential risks reminiscent of a subprime crisis. The interconnectedness of various financial sectors is underscored, emphasizing the potential impact of these shifts on the housing market and overall consumer spending.

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