How to Save Money on Annual Fees

A lot of people are afraid of paying annual fees, right? Because you're like, well, why would I pay for something? I can get this other card for free. And you have to think about what you're actually getting. A lot of these cards now that have the annual fee, like say on the hotel side, like Hyatt, IHG, Marriott,. They offer a card that has an annual fee. But generally you're getting a free night in exchange for it on top of bonus points for when you sign up.