If you have a four 57 b at your job, totally separate limit. You've got to bump up how much it's paying you in order to max that account out if you're in an s corp. Once you have employees at your practice, setting up a retirement plan is no longer a duit yourself project. Trust me, you need some professional help to do this. The main point of the rules about all retirement plans is that you can't let all the benefits go to the owners and thehighly compensated employees.

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