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What's Your Worth?
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Credit Worthy: A History of Consumer Surveillance and Financial Identity in America
For most of the history of American credit, credit worthiness was explicitly a moral judgment. Lenders have begun to try to detach some of the moral language from credit risk assessment through the use of scoring. And this ranking is based on data that's collected by credit bureaus and then processed into a number.
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Listen to the best highlights from the podcasts you love and dive into the full episode