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9min chapter
Study Hall: Credit Cards & Credit Utilization: What You Need to Know | Shonda Martin
Earn Your Leisure
Understanding Credit Utilization and Its Impact on Credit Scores
This chapter explores the crucial role of credit card utilization in influencing credit scores, highlighting factors such as utilization ratios and number of accounts with balances. The discussion underscores the importance of keeping utilization rates low and the potential impact of student loans on credit profiles.
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