Are You a PhD Student?

A few years ago, Brad and I woke up and realized it wasn't fun still living paycheck to paycheck. He just felt like after all that time, he didn't really have anything. And so it was just like, this is the time to get in gear and say, "We're going to stop learning paycheck to paycheck" You are currently a PhD student. Why worry about financial independence at all? I mean, if you're kind of passionate about your job, you don't mind going about and doing what you're doing.Why even worry about such things? I actually had a kind of a gap period. So it wasn't a gap year between my degrees, but I graduated