Suze School: 529 Plans and Roths - What You Can and Can't Do
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
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How to Transfer $35,000 in One Lump Sum to Your Kids Roth IRA
The maximum lifetime transfer to a beneficiary is $35,000. Roth IRA income limits do not apply so there is no adjusted gross income here. The money must be moved directly from the 529 plan to the Roth IRA. And 529 contributions and earnings go into the Roth IRA in like kind.
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