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48. “My husband needs a better job, but he hates the idea of earning more”

Money For Couples with Ramit Sethi

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The Conscious Spending Plan

50 to 60 % of your take om pay would be a good amount for fixed costs. The conscious spending plan has my specific recommendations for how much you should be spending in each of the four major categories, including gilt free spending. You'll quickly learn that most people get into trouble because their fixed costs are too high. I don't think everyday people should have to become financial expert sto avoid getting ripped off.

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