What's the Maximum Opportunity? Roth and HSA

The market did not have an impact on these are kind of like the baseline that if you're in steps one through four, you shouldn't worry about what's going on in the market. For young people, guys, we love tax free growth. That's what step five really is. We talk about Roth and HSA because both of these have tremendous opportunity to grow without the government taking any portion of it.