Is This a Ponse Scheme?

One thing i've noticed recently is that a lot of the am the the the chief proponents of like n fts and cryptos have more or less admitted that it is a ponse scheme. And that's ok, someone's going to make money. But at thend of the day, tyou're like the people who get in and lek, the top 15 % are going to make the money. The good news is not as big as the subprime crisis. I mean, even if on paper it's three trillion, or was, and now it's like half of that already. Now it's like one and a half. It could be a true financial disaster as well