Morgan: Which of these two populations would you bet on? The one that got a 25 % return in their first year, or the one that got five %. Morgan: I think there are people who will earn a 25%. And then in the next year, maybe they lose money,. Maybe it goes up 5%. That can lead to a really regrettable outcome.morgan: You should make a poster of that in the montleyfoll offices and quotei seneca.

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