The Pros and Cons of Rolling Overs

The vast majority of states give pretty broad and sweeping general creditor protection to i r a moneys a. But for the vast majority of people, i wouldn't let this be a hang up to prevent you doing a roll over. The analysis is simply, which plan is better, which is cheaper, which has better investment options? No, that's where you want to keep your money, ideally. If you're retiring and you're younger than 59 and a half, maybe you do want to leave some or all your money behind.