I think that things like cash-based clinics would flourish in the system, of universal catastrophic care. The other thing is that without going all the way to a single payer system, which I'm not enthusiastic of. Portability shows up in employer-sponsored compensation,. employer-sponsored insurance in the phenomenon of job lock. We're losing that mobility because healthcare is locking people into one state.
Economist Ed Dolan of the Niskanen Center talks about employer-based health insurance with EconTalk host Russ Roberts. Dolan discusses how unusual it is relative to other countries that so many Americans get their health insurance through their employer and the implications of that phenomenon for the structure of the health insurance market. Dolan explores the drawbacks of this structure and makes the case for what he calls Universal Catastrophic Coverage.