Three habits that keep people broke

Today, we will explore one of the most emotionally charged and misunderstood topics of our time: money. Not just how to make it, but how to build a healthy, grounded, and spiritually aligned relationship with it. You’ll hear raw insights from leaders like Scott Galloway, Jaspreet Singh, Codie Sanchez, and Lewis Howes, each offering a window into the habits, mindsets, and blind spots that keep us feeling financially stuck. From the shame many of us carry around saving to the ways our education system failed to prepare us, this episode reveals why so many people feel overwhelmed by finances and why that struggle is more normal and more solvable than we think.

Scott Galloway explains why saving feels impossible today and why young people need discipline, forced systems, and a focus on building human capital. Jaspreet Singh breaks down the habits that keep people financially stuck, overspending, blind trust in the system, and not understanding how money works, and shares how he learned that real wealth comes from owning assets. Codie Sanchez simplifies the risk, reward equation, urges beginners to start with low-cost index funds, and reminds us that the highest-return investment is always in ourselves. Lewis Howes brings the spiritual side of money to life, showing how healing our relationship with money opens the door to abundance, gratitude, and new opportunities.

In this episode, you'll learn:

How to Build a Realistic Saving System

How to Create Forced Savings That Actually Work

How to Shift From Spending to Investing

How to Break Free From the Poverty Mindset

How to Build Wealth Through Equity, Not Salary

How to Strengthen Your Relationship With Money

You don’t need to have everything figured out to begin. You don’t need the perfect plan, perfect timing, or perfect background to build a healthier relationship with money. What matters is your willingness to learn, to question old patterns, and to try again even when things feel overwhelming.

With Love and Gratitude,

Jay Shetty.

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What We Discuss:

00:00 Intro

00:55 Building a Framework for Realistic, Healthy Saving

06:19 Why Saving Feels Harder Than Ever

13:27 The Three Habits That Keep You in a Poverty Mindset

33:51 Why You Need Both Vision and Execution to Build Wealth

37:16 Why Investing in Yourself Comes First

41:07 Stocks and Bonds Explained Simply

43:52 Stepping Into the World of Private Investing

45:03 The #1 Shift That Can Transform Your Financial Future

48:36 Giving Yourself Permission to Explore Possibilities

54:53 How to Create a Respectful Relationship With Money

01:04:12 The Power of Living Beneath Your Means

01:06:54 The Hidden Costs of Chasing Easy Money

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