Step 9 is about empowering yourself to make wise financial choices. Find the long term interest rate by looking at the interest of the 30 year treasury bonds in the Wall Street Journal or a big city newspaper. With the light pencil line, project the monthly investment income into the future. At some point in the future, it will cross over the total monthly expenses line. Why? At the crossover point, you will be financially independent. The monthly income from your investment capital will be equal to your actual monthly expenses. You will have enough. Your options will be wide open. Time to celebrate.
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