The Disconnect Between Borrowing on the Dollar Side of Lending Against Bitcoin

It's pretty crazy that the disconnect between actually people lending on the dollar side of borrowing against your Bitcoin, because in these particular situations, what you guys do and what Unchained does, where you have the over collateralized, multi-sig, not re-hypothecated, collateral. Like I would never lend dollars to one of those loans, because I would rather just buy Bitcoin with the dollars,. That's kind of the disconnect right now, right?