Dave Ramsey and Rachel Cruze answer your questions and discuss:

"As a single mom, what is the best way to get rid of a day care debt that is past due?"
"My boyfriend and I both have student loan debt, how do we start investing once we are debt-free?"
"We are in Baby Step 3 and wanting to set up a special needs trust for our child. Should we pause Baby Step 3?"
"I have an inconsistent income and 4 kids. While paying off debt, how much should we keep in savings?"
"As a truck driver, should I live out of my truck versus buying a home to save money, or is that being too frugal?"
"How do you pay off your credit cards when the minimums are half my take-home pay?"