The Average Retirement Savings By AGE! (2025 Edition)
The Personal Finance Podcast
Common financial challenges in your 40s
Andrew covers peak expenses, college planning, aging parents, lifestyle costs, and career plateaus affecting 40s finances.
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew breaks down the average retirement savings by age in 2025 using Fidelity's data from millions of 401(k) accounts—revealing how much people actually have saved in their 20s, 30s, 40s, and 50s compared to what they should have, showing that most Americans are falling short of retirement readiness, walking through the unique financial challenges each decade faces from student loans and low income to lifestyle creep and peak expenses, plus giving you actionable strategies to overcome these obstacles so you can catch up or stay on track and build enough wealth to retire comfortably.
How Andrew Can Help You:
- Listen to The Business Show here.
- Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count!
- Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!
- Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest!
- Watch The Master Money Youtube Channel! ,
- Ask Andrew a question on Instagram or TikTok
- Learn how to get out of Debt by joining our Free Course
- Leave Feedback or Episode Requests here.
- Car buying Calculator here
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast
- DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc
- Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
- Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP
- Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
- Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
- Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Links Mentioned in This Episode:
- The 1-3-6 Method For Building & Managing Your Emergency Fund
-  Wealth Builders Matrix
- How to Find The Right CPA
- Automate Your Money Checklist
Connect With Andrew on Social Media:
Free Guides:
- The Stairway to Wealth: The Order of Operations for your Money
- How to Negotiate Your Salary
- The 75 Day Money Challenge
- Get out Of Debt Fast
- Take the Money Personality Quiz
Learn more about your ad choices. Visit megaphone.fm/adchoices
The AI-powered Podcast Player
