Each of them has been explored separately. If you did have, say, the life insurance and the reverse mortgage, you could just look at the terms of what would be the interest rate with borrowing from each of those assets. And choosing the one that had a lower interest rate at a particular time would probably be an easy wayto make that decision. Just about like people realizing yet, those who went through their first big market down turn, well, your behaviour also might help you understand your wrist tolerance.

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