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Exploring FDIC and Bank Failures

Fintech Layer Cake

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The FTSE's Coverage of Uninsured Deposits

The FTSE has covered uninsured through what are called receivership certificates. In general, although it's taken time, uninsured depositors have been made whole or pretty close to it. One lesson from these bank failures is how do we think about sort of payments more broadly and not being stuck with those kind of traditional dependencies?

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