For now, I'm doing it manually. But once my wife becomes an attending, I think we'll just do it automatic and doing manually help does a lot,. Especially over the past three years with two bear markets. Do you plan to stay 100% stock? I'm following JJ Collins advice from now. So during my ending years, yes. And then one, if and when we get to the retirement stage, then we might do 10 to 25% bond allocation. Again, total bond market.

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