Extreme weather events are happening more frequently and more intensely in australia. There's been one practically every year now for the past few as. And i think that that is becoming harder and harder to ignore, even for the federal government which has always been a big proponent of the coal industry. Analysts think that these floods are going to trigger insurance claims there are in the billions of dollars. The problem is in these areas that it's getting so hard to insure your property. Premiums are so huge, that lots of locals just can't afford cover any more. So when disaster strikes there, are literally left with nothing. Now some new research suggests that teaching grammar at school may have been