I want to start at a high level and discuss your mission, which is to spread financial wellness. I am a huge fan and advocate of fire financial independence, but retire early. That's where my passion lies. And financi wellness isn't just about any one thing relatedg to finance. It's about thinkiing of your finances holistically. So if somebody comes to me and they say, what stock should i buy? I say, well, let's back up. Dou have an emergency fund? Do you have multiple sources of income?"

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