Understand Money or Be an NPC

Welcome to Impact Theory with Tom Bilyeu! In this deep dive episode, Tom Bilyeu distills 25 years of entrepreneurial wisdom and his recent journey as a game developer into "26 Ways to Win in 2026." Drawing on powerful lessons from both business and gaming, Tom Bilyeu explores why your beliefs and values are your personal programming, how life mirrors a player versus player versus environment (PvPvE) game, and why skills, clear goals, and relentless adaptability are crucial for thriving in a rapidly changing world shaped by AI and economic uncertainty.

You’ll hear actionable strategies on reframing challenges, building habits for success, mastering asset ownership, and surrounding yourself with a high-performance environment. From the importance of failure and iteration to crafting your own meaning and purpose, this episode is packed with insights on how to level up—no matter where you’re starting from.

If you’re ready to enter the next year with clarity, confidence, and a fulfilled mindset, tune in for Tom Bilyeu’s ultimate guide to turning 2026 into the best year of your life.

00:00 Intro 00:12 #1 - You Are Programmable 02:22 #2 - Life Is A PvPvE Game 04:23 #3 - The Universe Is A Set Of Rules 05:45 #4 - Skills Have Utility 06:25 #5 - You Need Clear Goals 08:41 #6 - Understand The Economy or Be A NPC 09:54 Ad For Tom’s TCG Habit 11:03 Ad 2 For Drew’s Date Stories 12:03 Back To The Countdown 12:49 #7 - Nobody Is Coming To Save You 14:16 #8 - The Meta Is Constantly Changing 15:47 #9 - Want Bigger Rewards, Pursue Bigger Difficulties 17:43 #10 - Don’t Chase Useless Side Quests 19:38 #11 - When You Rest, Your Competition Isn’t 20:00 #12 - Your Environment Is a Buff or Debuff 21:56 #13 - Meaning Isn’t Discovered, It’s Engineered 23:47 #14 - Ship Early And Get Feedback 24:18 #15 - You Are Trapped In Your Frame Of Reference 26:03 #16 - Your First 100 Attempts Will Be Trash 26:45 #17 - Success Is Iteration Done Longer Than Others Can Stand 27:59 #18 - If You Don’t Measure It, You Can’t Improve It 28:34 #19 - Ideas Don’t Make You Valuable, Execution Does 29:51 #20 - Learn From The Past 31:14 #21 - Go To Where The Future Will Be. Don’t Chase The Present 33:11 #22 - You’re Going To Fail ALOT. Learn From It 35:09 #23 - Most People Play On Easy Mode - Go For Hardcore! 37:14 #24 - Your Habits Are Daily Updates To Your Future Self 40:19 #25 - Practice, Don’t Just Repeat 40:54 #26 - 2026 Is Here, Level Up Or Get Left Behind

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