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Insurance part 1 - disability and life insurance with Joe & Kristen Fazio

beyond MD with Dr. Yatin Chadha

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How Much Life Insurance Should You Buy?

About 10% of our client base on average will buy both disability and life insurance at the same time. The rates don't fluctuate as rapidly as a disability policy. So what we try to do is determine how much capital will be required to produce a $10,000 per month income. We subtract from that total number, the amount of assets that could be converted into cash.

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