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Being the steady hand in market uncertainty with Sebastian Siemiatkowski from Klarna

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PayPal

In 09 or 10, we decided to pivot the company, right? And the pivot was that we were gonna move from offering this by now Pay Later service only and become a full checkout of the merchant. We quickly came to believe that our product would not work in the US. So I think it was very confusing to try to, you were seeing all these impressions, people writing about things that work, so it doesn't work and so forth.

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