CBDC vs UPI - What's the Difference?

Sabishik: How it will make a difference like using CBDC versus UPI, unless analysts and until charges are being imposed by government on UPI is so how to make a difference? See, for customers like you and me, maybe we will not see substantial difference, right? But you have like 400 million plus customers in India who still don't understand balance transfers, right? Who still want to see money in a certain denomination, right? So a lot of these customers are going to benefit from it.