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Jesse Chats with a Guy Who Has Never Used a Credit Card
The YNAB Podcast
The Effects of Credit Card Use on the Psyche
Jesse: If you're a paid in full credit card user, it means you have the money to pay off the card at any moment. He says that's different from people who are just trying to get out of the credit card game. "I want to start calling someone that uses a credit card and there's like, oh, I'm paid in full"
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