Ask Paula: Marriage and Money: What Are the Right Conversations?
Afford Anything
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Getting Disability Coverage Through Your Employer
The biggest thing I want to have happen with my insurance coverage is that I waste it all. It's horrendously unfair to people who are self-employed, absolutely horrendously unfair. So if you get it through an employer, unfortunately, the way the system works is you are seen as a lower risk and therefore you get a cheaper premium. And so that notion of self-insuring came about through shopping for disability insurance outside of the context of a group rate.
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