Is There a Real Need to Simplify?

If your platform provider goes bust, another platform provider will come along and take over it looking after that for you. But the FSCS limits, if you can stick to them without introducing just millions of different parts and all that stuff, then yeah, by all means. Another objection is what about diversification? You know, shouldn't I actually use more than one or several to reduce risk? What do you reckon? That's not what it says in the script.