How to Choose the Right Pension Option for Your Spouse

The only way to go is the 100% joint and survivor option with the school district or company that you are working for. Every corporation, school system, whatever it may be, they have different variations of pension options. The bottom line is this, if your spouse is totally healthy, if they don't offer the pop-up option. You just never know what can happen in life. So I hope this wasn't too complicated for you but I know it's not because I know that you're all getting smarter and smarter.