Economics Matters with Laurence Kotlikoff cover image

The Economics of Aging: Rick Miller's Approach to Retirement Planning

Economics Matters with Laurence Kotlikoff

CHAPTER

Critical Analysis of Retirement Planning System in the U.S.

The chapter delves into the complexity and shortcomings of the retirement planning system in the U.S., highlighting issues such as the lack of economic consideration, reliance on employer-led decisions, and inadequate guidance for individuals. It discusses the historical evolution of retirement plans, criticizing Congress' influence in dictating savings strategies and emphasizing the need for personal responsibility. The conversation also addresses societal challenges, psychological barriers, and the importance of expert guidance like that provided by Rick Miller.

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