The Importance of Salary Sacrifice

If your employer is saying, look, if you pay more in, so will I. That is literally a pay rise. And it's probably important to hear to say as well, I had an employer, because the minimum threshold was 8% in any of the newcomers. So there are some things, but this employer match, if they're willing to paid more in, put as much money as you can. If you can afford it, because to do otherwise is to leave free money on the table.