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How to Reduce Your Spending by 20 to 30 Percent
I created just a manual Excel spreadsheet where I tracked every dollar that we spent for a couple years you can use programs like Mint or there's one called personal capital which is now called in power. Then once you it kind of gamifies it right it makes it more fun to say could I go a year without spending money on clothing and then it builds a new habit. You start to think about things differently instead of saying oh yeah I need that or I want that your default is no right so you completely flip the default script of ohYeah I need that I want that this thatWhatever to know my baseline is no and it's got to be a really good case for why I say yes to