47. “We make $500k. Why are we carrying a balance on our credit cards?”
Money For Couples with Ramit Sethi
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A, Are You Bored With Me?
Some people like to pay off their debt early, even if it's not the mathematically correct decision. If those same people sat down and ran the numbers for five minutes, they might discover their losing 75 thousand dollars by paying off their mortgage early. There's a lot of money to be found in actually looking at what you are spending and how your money is flowing. Penny set up a number every month that's drawn directly from your joint account which is going to be loaded with cash.
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