If you want to know how to invest in real estate in 2025, even if you earn an average salary, you’re in the right place. In this episode, we’re going to break down the exact steps YOU can take to buy your first or next rental property—yes, even in today’s tough housing market!
Welcome back to the Real Estate Rookie podcast! Today, Ashley, Tony, and investor Luke Carl are going to share how they would invest in real estate in 2025 if they were starting from scratch. We’ll look at today’s housing market from the perspective of someone who earns an average salary of $75,000 or less and share our favorite strategies, property types, and loans for a beginner.
Stay tuned to learn why Ashley recommends forming a partnership for your first real estate deal, why Tony loves the NACA mortgage, and why Luke likes to target properties that need a little love. We’ll also share our top tips for new investors—from getting a mentor and building rapport with lenders to avoiding “shiny object syndrome” and fast-tracking your savings for a bigger down payment!
In This Episode We Cover:
How to invest in today’s market with an average salary ($75,000 or less)
Creative ways to put low (or no) money down on an investment property
The best real estate investing strategies for a new investor
Whether you should pay off debt before investing in real estate
Managing your own rentals versus hiring a property management company
And So Much More!
Links from the Show
Ashley's BiggerPockets Profile
Tony's BiggerPockets Profile
Join BiggerPockets for FREE
Real Estate Rookie Facebook Group
Real Estate Rookie YouTube
Follow Real Estate Rookie on Instagram
Ask Your Question for a Future Rookie Reply
“Like” Real Estate Rookie on Facebook
NACA
Luke’s Website
Maximize Your Real Estate Investing with a Self-Directed IRA from Equity Trust
Grab the Book “Smarter Short-Term Rentals”
Sign Up for the Real Estate Rookie Newsletter
Find Investor-Friendly Lenders
Real Estate Investing for Beginners: How to Get Started
Connect with Luke
(00:00) Intro
(00:57) First Steps for Rookies
(07:44) Building a Financial Foundation
(11:40) Getting Preapproved
(16:35) Best Property Types
(23:04) Finding the Deal
(29:38) Paying Off Debt vs. Investing
(33:29) Advice for New Investors
(36:16) Connect with Luke!
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-531
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