beyond MD with Dr. Yatin Chadha cover image

Corporate investments - optimization and taxation with Jamie Golombek

beyond MD with Dr. Yatin Chadha

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How to Make a Spousal RSP

The idea is to have as much income in equally equal both persons hands. With a Spousal RSP, if every year you've been taking the money and putting it into your spouse or partner's RSP, effectively they can then take the money out and include it in their income 100% of it. We think that if you're in a scenario whereyour spouse or partner has low or minimal expectations of retirement income or asset, then absolutely, we would go with 100% SpousalRSP crunch.

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