07.07.23 BEST OF: Clark Answers His Critics on Clark Stinks / Credit Report Inquiries & Scores
The Clark Howard Podcast
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How to Apply for a Mortgage
An application for credit is a hard inquiry. How many hard inquiries do you want in the six months before you're applying for a mortgage? Zero. You want no hard inquiries for those 180 days leading up to applying for a Mortgage. But in terms of your overall credit score and mix hard inquiries are not devastating to your score. They make up a relatively small percent of your Overall Credit Score.
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